Earnings Disclaimer

No Projections, Promises, or Representations
By purchasing any Black IV products and/or services, you expressly acknowledge and agree that Black IV provides educational content only and has made no guarantees, warranties, promises, projections, representations, or assurances of any kind about future earnings, prospects, or results. No such promises or projections have been authorized by Black IV or any of its representatives.

Any earnings or income statements, examples, or projections provided by Black IV are purely for educational purposes and are only estimates of what we believe you could potentially earn based on hypothetical scenarios. These illustrations are provided as learning tools and do not guarantee that you will achieve similar results or any results at all. If you rely on any such figures, you do so entirely at your own risk. This applies to both monetary earnings and non-monetary compensation, such as advertising credits (whether convertible to cash or not).


Educational Purpose and Personal Responsibility
The products, services, information, and strategies offered by Black IV are intended solely for educational purposes. Your success in applying any concepts or strategies taught by Black IV depends on numerous factors, including your business skills, experience, personal circumstances, work ethic, dedication, and financial situation, all of which are outside of Black IV’s control. Black IV does not offer personalized financial advice, and as such, we make no guarantees of any kind regarding your potential success or earnings. Black IV will not be liable for any financial losses or lack of results from the application of the educational content provided.

By purchasing Black IV products and/or services, you assume full responsibility for any and all risks, including financial losses, loss of time, effort, or other resources. This includes, but is not limited to, any money paid for Black IV products or services and any other investments made, including time, equipment, or marketing costs. All purchases are final, and no refunds will be issued under any circumstances except as required by law.


Investment Risks
You acknowledge that trading securities and other financial instruments involves significant risks, including the risk of complete financial loss. Black IV does not offer personalized investment advice, and you should not rely on any educational material provided by Black IV unless you fully understand the risks involved and are willing to accept the possibility of losing the entire amount of any money invested. Past performance is not indicative of future results, and nothing on this site or in any materials provided by Black IV should be construed as financial or investment advice.


Forward-Looking Statements
Materials provided by Black IV, including this website or any content distributed, may contain forward-looking statements as defined under the Securities Litigation Reform Act of 1995. These forward-looking statements are educational in nature and represent opinions, forecasts, or expectations of potential future performance. Such statements are not guarantees of actual performance and are subject to significant uncertainty. You should not rely on any forward-looking statements provided by Black IV, and your reliance on them is done at your own risk.

Black IV assumes no responsibility for the accuracy or timeliness of forward-looking statements and expressly disclaims any obligation to update or revise any such statements. Your results may vary, and external factors such as economic conditions, market volatility, and changes in the legal or regulatory environment may adversely affect your results.


Legal Jurisdiction
By purchasing Black IV products or services, you agree that this disclaimer and any disputes arising from your use of Black IV’s services or products will be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. Any legal action or dispute arising from your use of Black IV products or services will be resolved exclusively in the courts of Colorado, and you agree to submit to the personal jurisdiction of such courts.


No Refund Policy
All purchases are final. Black IV does not offer any refunds for products or services unless expressly required by applicable law. By making a purchase, you confirm that you have read and understood this disclaimer and agree to its terms.


Limitation of Liability
To the maximum extent permitted by law, Black IV disclaims all liability for any direct, indirect, incidental, or consequential losses or damages arising from your use of, or reliance on, Black IV products or services, including but not limited to financial loss, loss of business or anticipated profits, or any other economic loss. The products and services provided by Black IV are intended for educational purposes only, and any decisions or actions taken based on this information are solely at your own risk.

Portfolio Diversification and Risk Management Statement

No Single Trade Should Constitute Your Entire Portfolio
By accessing or utilizing any Black IV products, services, or educational content, you expressly acknowledge and agree that engaging in financial markets carries inherent risks, including the potential for significant financial loss. As a fundamental principle of risk management, no single trade, position, or investment strategy should ever constitute the entirety—or a substantial portion—of your portfolio. Concentrating your capital in one trade creates an undue risk of loss, which Black IV expressly advises against.

Black IV provides educational resources intended to guide informed decision-making; however, Black IV does not and cannot monitor your portfolio, trading behavior, or financial decisions. The responsibility for implementing appropriate diversification and managing risk rests solely with you. Diversification—spreading capital across multiple trades, strategies, and asset classes—may help mitigate risks, though it is not a guarantee of profitability or the avoidance of losses.

By using Black IV services, you agree that all financial decisions are made at your own discretion and risk. Black IV disclaims any liability for losses arising from concentrated trading or failure to apply risk management practices, including diversification. If you are unsure about how to apply these principles effectively, you are strongly encouraged to consult with a licensed financial advisor or professional who can provide guidance tailored to your unique circumstances.

Acknowledgement of Responsibility: By continuing to use Black IV’s products or services, you affirm that you understand and accept the importance of portfolio diversification, and you agree that no single trade or strategy recommended, referenced, or discussed by Black IV will be used as a full or disproportionately large position in your portfolio. Any such decision will be made at your sole discretion and risk.

Subscription, Opt-Out, and Guarantee Policy

Subscription and Communication Policy
By subscribing to Black IV services, you agree to receive alerts and communications exclusively via text message (SMS), which is the primary and sole delivery method for the service you purchased.

  • Opt-Out Policy:
    You may opt out of receiving text message alerts at any time by replying "STOP" to any message.

    • Important: Opting out of text alerts does not automatically cancel your subscription. You remain responsible for managing your subscription and must email accounts@blackiv.com to cancel.
    • Cancellation requests must include:
      • The name you used to sign up.
      • Your email address.
      • The phone number associated with your account.

    Opting out of text alerts suspends your ability to receive the service but does not affect billing unless the subscription is canceled.

  • Legal Notice Regarding Communications:
    By subscribing, you consent to receiving SMS alerts. Opting out via "STOP" will immediately remove you from the text messaging list. Black IV tracks opt-out requests to ensure compliance with applicable laws.

Performance Guarantee
As part of our commitment to providing educational value, Black IV offers an optional performance guarantee to encourage active learning and engagement:

  • Eligibility:
    If your trading experience does not meet the minimum performance benchmark of $50 in profit within a month, and you have actively engaged with the trading signals and strategies provided, you may qualify for a free extension of your subscription by one additional month.

  • Request Process:
    To request the free month, email accounts@blackiv.com with:

    • The name you used to sign up.
    • Your email and phone number.
    • A description of your trading activity during the month.
  • Verification and Conditions:
    Black IV may request documented evidence of trading activity to confirm eligibility. The guarantee is offered at Black IV’s sole discretion and is limited to one free month per subscription.

  • Legal Disclaimer:
    The performance guarantee is intended solely as an educational incentive and does not constitute a financial guarantee, refund, or entitlement. It is the sole remedy for unmet performance benchmarks and is non-transferable.

Acknowledgement of Responsibility
By subscribing to Black IV services, you acknowledge and agree that:

  • Alerts are delivered exclusively via text message, and opting out of text alerts will suspend the service.
  • It is your responsibility to manage your subscription, including cancellations or claims under the guarantee.
  • The performance guarantee is educational in nature, non-binding, and offered solely at Black IV’s discretion.